Payments are the lifeblood of business. We enable smooth and highly secure payment and transaction solutions for both domestic and international markets. Should you decide to enter a new SEPA country, our ￼￼SEPA solution can easily be added to an existing core bank. We have our finger on the pulse when it comes to market demands for new and more convenient ways to pay. We help you adapt through channels such as internet bank, mobile bank, Front Office and Back Office.
Our offering includes STIPS and SWIFT for inter- national payments; SEPA payments for Finnish banks; national payments for Sweden, including standing orders, private transfers and bank transfers; E-services such as online identification, e-salary and e-payments; E-invoicing and direct debit; and peer-to-peer payment solutions. Our payment solutions also support access to domestic and international payment networks (e.g. Autogiro, VISA and MasterCard), and creation of closed-loop payment solutions.