Crosskey Swift Service Bureau
We simplify your Swift connectivity. Based in Finland, we serve multiple markets, both the euro zone and non-euro Nordics. A stable, secure, cost-efficient solution, that is designed to make Swift connectivity seamless and straightforward for you.

Are you struggling to handle Swift in today’s complex market?
Adapting to the fast-changing payments landscape can be challenging, especially for smaller banks. Managing Swift on your own can be costly, complex, and requires specialized knowledge that many organizations lack. That’s where we come in.
Our solutions are future-proof, modular, and designed for quick implementation, ensuring cost efficiency and flexibility.
At Crosskey, we offer a proven outsourcing solution for Swift connectivity, supported by over 15 years of experience and adherence to Swift’s Shared Infrastructure Programme. Based in Finland, we serve multiple markets, both the euro and non-euro Nordics. We minimize technical challenges, compliance scope, and security risks, enabling banks and financial institutions to focus on their core activities.
Our experts provide personal guidance throughout implementation and beyond, ensuring secure, compliant, and efficient operations.
Swift Core Services
Gain access to our shared Alliances Access systems through file-based or web-based interfaces. By outsourcing the PKI certificate administration to us, we also take care of all certificates needed for Swift traffic and users.
Swift Instant Services
We have supported SwiftNet Instant connectivity since 2022, the Swift AGI REST Connector Interface is an API enabling connectivity to the SwiftNet Instant network via Crosskey’s Swift Service Bureau. SwiftNet Instant is the messaging platform for instant payments over Swift.
The API is currency-independent and supports all types of instant message flows, including SEPA Instant Credit Transfer (EBA Clearing RT1), TIPS and RIX-INST standard settlement model (NCT-Inst).
We provide
- Proven, reliable solution
- Smooth, standardized on-boarding for quick implementation.
- Cost-efficient shared infrastructure
- Compliance managed by Crosskey with minimal CSP footprint
- Transparent and predictable pricing
- Short time-to-market
Our expert-led, personalized on-boarding in just three steps makes the implementation process simple and your time to market short.
How can smaller banks manage Swift connectivity efficiently?
One way of manageing Swift connectivity efficiently and at the same time gain cost-efficiency is by outsourcing to specialized service providers like Crosskey. This approach reduces the need for in-house expertise and infrastructure, making it more cost-effective and manageable.
What are the benefits of outsourcing Swift connectivity to Crosskey?
Outsourcing Swift connectivity to Crosskey offers several benefits, including cost savings, reduced technical complexity, and enhanced security. Crosskey provides expert support and ensures compliance with Swift’s standards, allowing banks to focus on their core activities.
How does Crosskey ensure compliance and security in Swift services?
Crosskey ensures compliance and security in Swift services by adhering to Swift’s Shared Infrastructure Programme and implementing robust security measures. The experienced team provides continuous monitoring and support to maintain high standards of operational integrity.
What is SwiftNet Instant and how can it benefit financial institutions?
SwiftNet Instant is a messaging platform for instant payments over Swift, enabling real-time transaction processing. Financial institutions benefit from faster payment processing, improved customer satisfaction, and the ability to offer competitive instant payment services.
Why do our customers choose us as a preferred partner?
Alisa Bank provides seamless banking services in the digital channels that customers use in their every day. Their target customers are small businesses, deposit customers, and partners. Access to the Swift network is vital for Alisa to operate as a bank.

Connect with Linda Kraufvelin
Swift Service Bureau Manager. Expertise whitin business finance and treasury fostering innovation in payment services
Connect with Stefan Eriksson
Stefan Eriksson, Senior Advisor & Account Executive at Crosskey with over 20 years of experience in banking and payments

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