Authorization, clearing and settlement
Issuer processing you can rely on, end to end, scheme-certified, and built for volume. Crosskey helps you approve more transactions in real time, settle accurately, and stay compliant across Visa and Mastercard.
Crosskey provides full Visa and Mastercard issuer processing, managing authorization, clearing and settlement at scale across the entire transaction chain. The platform processes millions of annual transactions across both card schemes, backed by PCI-certified infrastructure and continuous monitoring that protect transaction integrity, reduce operational risk and keep you compliant with regulatory and scheme-level requirements. The processing engine is designed for high availability and consistent performance, with efficient exception handling that keeps transaction flows smooth even during peak load.
Crosskey also supports flexible routing, advanced authorization logic and real-time operational insights, helping financial institutions optimize decisioning, reduce declines and improve the cardholder experience. This scheme-certified foundation gives banks and issuers a stable, trusted and compliant issuer processing service, with full control over their card programs.
Ann Sande-Ketola
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