Transactional Banking Platform
A modular, real-time platform built to scale with your bank
One platform for payments, lending, deposits and customer management, built for real-time processing, full regulatory compliance and long-term reliability. From SEPA and international payments to credit origination and customer lifecycle handling, every capability runs on a single, connected system.
Trusted by industry leaders
Key benefits
Integrated daily banking, payments and lending workflows
Integrated daily banking, payments and lending workflows, unified in one platform. Crosskey connects onboarding, customer data, account management, payments, credit origination and loan servicing, so your teams work from a single system rather than stitching together separate tools.
Automated, configurable credit decisioning
Scale your lending without scaling your manual workload. Configurable risk rules, scoring models and approval logic let you automate large parts of the lending process, reducing time to market for new products and keeping decisions consistent and auditable.
Secure, compliant and scalable by design
Crosskey covers the full transactional core: daily banking, lending and payments. Built-in AML and KYC controls, configurable credit logic and infrastructure designed for high-volume, real-time operations give you a platform that handles growth without compromising compliance.
A unified transactional foundation
Lending, deposits and payments are the operational core of any bank. Crosskey's platform covers all three — built on a shared architecture that keeps data consistent, processes connected and compliance embedded from the start.
Lending
With Crosskey’s API-driven lending platform, you gain full control of the entire credit lifecycle. With workflows designed for responsiveness and reliability, flexible repayment structures, and automated credit decisioning streamline lending across channels. A future-ready solution for both secured and unsecured credit products.
Customer & Deposit
Insight-driven daily banking powered by real-time customer data. Crosskey simplifies account management, payments and credit through automated workflows, integrated compliance and a centralised customer register with AML and KYC management built in.
Payments
A modular, API‑driven payment platform built for real‑time operations, high volumes and full regulatory confidence.
From message handling and automated payments to embedded AML/KYC controls and 24/7 monitoring – we provide the complete backbone for secure, scalable transaction banking.
Configurable by Design
Crosskey's platform is built for flexibility. Banks can deploy each capability independently or combine them into a full banking solution, without rebuilding or replatforming as requirements change.
- Composable, modular architecture that lets banks add, scale or adapt functionality as needs evolve
- Regulation-ready design enabling fast adaptation to new requirements
- Seamless integration with existing systems and third-party partners
- Rapid time to market for launching new services efficiently and securely
Delivered in partnership
Crosskey builds the platform together with its customers. Roadmap decisions are grounded in real operational needs, regulatory changes and market demands, through ongoing collaboration rather than assumptions.
- Modular, API-driven architecture that evolves with regulatory and market requirements
- Customer-driven development based on real-world banking operations and needs
- Cost-sharing opportunities that help reduce total cost of ownership
- End-to-end banking capabilities covering payments, daily banking, lending and customer management
Complementary Services
Let’s discuss your transactional setup
Whether you are modernising legacy systems or establishing new capabilities, we are ready to explore how the platform can support your strategy.
