Open banking
The secure foundation for your open finance strategy
Open banking is an operating requirement. To stay compliant and move efficiently, banks need a secure way to share access, manage third parties and keep services stable as regulation evolves. Crosskey provides a dependable foundation for open banking that is straightforward to run, govern and scale.
Trusted by industry leaders
Key benefits
Secure, PSD2-compliant access built for Nordic requirements
Crosskey's cloud-based platform supports PSD2 and is designed to keep pace with forthcoming requirements including PSD3 and PSR. It provides secure, regulated access to customer payment accounts for third-party providers, with consent management and data protection built in.
API-driven integrations that reduce complexity
The platform provides structured API-based integrations for account information, payment initiation and consent handling. This simplifies Open Banking adoption, lowers integration costs and supports efficient data sharing across the banking ecosystem.
Built for collaboration across banks, fintechs and third parties
Crosskey's Open Finance solutions help banks, fintechs and third-party providers work together efficiently. Secure data exchange, developer sandboxes, straightforward onboarding and harmonised EU-wide API standards all supporting faster service development and new revenue models.
Secure, compliant access to financial data
Crosskey gives banks and fintechs a secure, scalable foundation for open banking. The platform provides high-availability APIs, unified sandboxes and consistent developer tooling across test and production environments. Built for current PSD2 requirements and designed to adapt as standards evolve.
PSD2 Dedicated Interface as a Service
A secure, scalable PSD2 dedicated interface that connects banks with licensed TPPs, with built-in SCA, consent handling, certificate validation, and full auditability.
Premium API Management
Secure, cloud‑based API management for Open Finance with built‑in compliance, strong access control, and easy integration.
Built for PSD2. Ready for Open Finance.
Crosskey's PSD2 service acts as a dedicated gateway for regulated APIs covering account information and payment initiation, built on a modular, API-driven architecture.
- Secure, centralised API management. Traffic control, monitoring, throttling and lifecycle management with built-in authentication, consent handling and role-based access control.
- PSD2 role enforcement. TPP identity and certificate validation with real-time enforcement of AISP, PISP and CBPII roles.
- Regulatory traceability. Comprehensive logging and audit capabilities supporting compliance reporting and incident analysis.
- Scalable, resilient architecture. Decoupled from core banking systems, cloud-ready and highly available, with production and sandbox environments for efficient TPP onboarding and testing.
Building Open Banking value together
Crosskey delivers the PSD2 service as a SaaS solution with a clear partnership model. Implementation begins with a joint onboarding phase to align scope, integrations and responsibilities.
- Service integration with the bank's existing systems and authentication setup
- Centralised API management supporting day-to-day operations, monitoring and continuous improvement
- Support, maintenance and regulatory compliance handled as part of the service
- Scalable, reliable foundation with clear ownership and efficient TPP onboarding
Complementary Services
Let’s discuss your transactional setup
Whether you are modernising legacy systems or establishing new capabilities, we are ready to explore how the platform can support your strategy.
