Security Designed for Regulated Financial Services

A securityfirst operating model

Crosskey applies a structured security operating model built around predicting, preventing, detecting, and responding to risk.

We anticipate risk through regular and systematic risk assessments covering technology, operations, suppliers, and business processes. This enables informed prioritisation and supports decisions before threats materialise.

We prevent incidents through a combination of secure architecture, comprehensive secure software development lifecycle process, resilient and proven platforms, and welldefined ways of working and processes, all supported by skilled people who understand both technology and regulated financial services.

When events do occur, we are prepared to detect and respond through continuous monitoring, clear escalation paths, and coordinated incident handling. This approach supports stability in daily operations while strengthening longterm resilience in an evolving threat landscape.

Compliance aligned with financial regulation

Crosskey solutions are designed to support compliance with Nordic and EU financial regulation, including requirements related to payments, cards, open banking, and data protection. This includes alignment with frameworks such as Swift, GDPR, NIS2, AML, KYC, DORA, PSD2/PSD3, and open banking regulatory expectations.

For card services, Crosskey has maintained PCI DSS certification since 2013, demonstrating long-term adherence to internationally recognised payment security standards for the protection of cardholder data.

Continuous monitoring and risk awareness

Security at Crosskey is approached as an ongoing process, not a one-time milestone. Operations are supported by continuous monitoring, regular assessments, and structured risk management practices designed to identify, evaluate, and mitigate threats in a timely manner.

This enables resilience across both daily operations and critical financial processes that support millions of end users.

People, processes, and technology — together

At Crosskey, security comes together through people, processes, and technology working in unison. Clear ownership, integrated ways of working, and secure solutions ensure protection is embedded into everyday operations, not treated as a separate activity. This shared approach creates a strong, consistent security foundation that supports regulatory requirements and gives our customers confidence in everything we deliver.