Cards Platform
A Modular, API-Driven Card Platform for Nordic Banks
Full Visa and Mastercard processing, automated lifecycle management, and secure integrations, delivered through a modular, API-driven platform built for digital and mobile-first banking.
Trusted by industry leaders
Key benefits
Complete, Secure Visa & Mastercard Processing
End-to-end issuer processing across Visa and Mastercard, including authorization, clearing, and settlement, on PCI DSS-certified infrastructure with continuous monitoring for reliable, secure transaction handling.
Fully Automated Card & Credit Lifecycle Management
Handle every stage of the card and credit lifecycle on a configurable, highly automated platform. From onboarding and activation to limits, billing, monitoring, and closure, complexity is managed so you can focus on your customers.
Modular, API-friendly platform
Connect card services to your wider ecosystem through a modular architecture with native support for digital wallets, tokenization, and integration with account, lending, and daily banking systems.
Processing, Lifecycle, and Integrations
Crosskey’s Card Solutions deliver secure, compliant card issuing and processing across debit, credit and combo products, for virtual, digital or physical cards. Built on PCI DSS‑certified infrastructure, the modular, API‑driven platform adapts to your business model and customer expectations, with robust lifecycle management and seamless scheme‑level processing.
Authorization, Clearing and Settlement
Full Visa and Mastercard issuer processing with end-to-end support across the entire transaction chain. Authorization, clearing and settlement are handled reliably at scale across millions of transactions.
Card Lifecycle Management
Manage the complete card lifecycle on a configurable, automated platform. From application and activation to monitoring, renewal and closure, you stay in control at every stage.
Credit Lifecycle Management
Support all credit card products with a compliance-aligned lifecycle engine. Credit applications, limit management, billing, repayments and ongoing monitoring are handled automatically and designed to adapt as your requirements evolve.
API-friendly Integrations
Connect through a modular, API‑driven architecture built for scale. Supports secure digital wallet provisioning with full tokenization and wide system reach.
BIN Sponsorship for White Labeled Cards
Bring your own card offering to market with minimal overhead. Direct access to Mastercard participation through a simple, low‑complexity model.
Modular & Configurable by Design
Built on a modular, API-driven architecture designed for security, adaptability and long-term scale. An open integration layer enables broad connectivity, while PCI-certified infrastructure is built to keep pace with evolving regulatory demands.
- Open integration layer ensuring seamless connectivity with digital wallets, card schemes and third-party systems
- PCI-certified infrastructure, secure by design and built to evolve with regulatory demands and customer expectations
- Flexible deployment that scales with transaction volumes, product complexity and market expansion
Delivered in Partnership
Card solutions are delivered as a fully managed SaaS service, combining proven technology with close, ongoing collaboration. You work directly with a dedicated Crosskey team with deep Nordic banking knowledge. Roadmaps and processes are shaped together, and cost-sharing within the SaaS model keeps delivery predictable.
- Modular architecture, supporting smoother implementation, growth and change
- Co‑develop at heart, refining processes, customer roadmaps, enhancements and adjustments in close cooperation with our clients
- Delivered as a fully managed SaaS solution
- Benefit from cost sharing possibilities
Complementary Services
Let’s discuss your card setup
Whether you are launching a new card proposition or modernising an existing program, we are ready to explore how the platform can support your strategy.
