Payments
Crosskey provides a secure, real-time-ready payment platform with global connectivity and 24/7 system monitoring. The solution is built on a modular, API-based architecture that enables rapid integration, open-banking capabilities and regulatory requirements.
The platform includes advanced message management with embedded AML/KYC compliance readiness and supports automated handling of integrations, transaction flows and notifications. Automated workflows and high straight-through-processing rates reduce the need for manual intervention while improving stability and operational efficiency.
SEPA Payments
Built on a modular, API-driven platform, the solution supports both SEPA instant Credit transfers and SEPA Credit transfers, ensuring consistent processing across borders. Through connectivity aligned with the Eurosystem’s T2 real-time gross settlement platform, euro payments are settled safely in central bank money, enabling reliable, high-integrity transaction flows across the European financial ecosystem. Designed for full alignment with the European regulatory framework, including the Instant Payments Regulation, the solution embeds AML/KYC controls, automated workflows and real-time monitoring. The result is a secure, scalable and future-ready SEPA foundation that reduces operational effort and supports efficient euro payments for banks, PSPs and financial institutions.
Swedish Payment System
Crosskey’s Swedish payment solutions deliver fast, secure and compliant processing across all major Swedish payment rails, including RIX-ISO, RIX-Inst, Autogiro, Swish and SEK batch. Our modular, API-driven platform supports bank transfers, direct debits and mobile payments, ensuring seamless handling of both real-time and scheduled transactions. Designed for the Swedish regulatory landscape, the solution provides full alignment with national and EU requirements, and AML/KYC. With real-time monitoring, automated reconciliation and 24/7 operational oversight, Crosskey offers a scalable and future-ready payments foundation for financial institutions operating in Sweden.
Foreign Payments
Our platform supports a wide range of currencies, global payment rails and international standards, including Swift and SEPA, ensuring smooth processing across regions. Built on a modular, API-driven architecture, Crosskey’s international payments enable seamless integration with banks, partners and third-party providers. Automated compliance checks, intelligent routing, currency conversion and real-time tracking ensure transparency and operational efficiency. Designed for both financial institutions and end-customers, the solution provides a reliable, scalable and future-ready foundation for international transactions across markets.
Frida Gardberg
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