BIN Sponsorship for white labeled cards

Launch a branded card program faster, with a trusted setup for licensing, compliance and scheme obligations. Crosskey’s BIN Sponsorship, together with Ålandsbanken, gives you a practical route to market with the technology, regulatory foundation and operational support already in place.

Crosskey's BIN Sponsorship service gives you a direct route to launching your own card program without needing your own card scheme membership. Powered by the combined strengths of Crosskey's card-issuing platform and Ålandsbanken's regulatory foundation, the service removes major compliance and licensing burdens, enabling you to issue branded credit or payment cards under your own name. Crosskey leads the technical delivery, providing a secure, modular and API-driven card infrastructure that handles technical enablement, operations and ongoing support for a high-quality card program.

Backed by Ålandsbanken's banking license in Sweden and Finland and their long-standing experience in BaaS and white-label credit cards, you get a robust regulatory setup and a proven issuing environment trusted by Nordic banks and fintechs. Together, Crosskey and Ålandsbanken offer a low-complexity pathway to launching your own card offering, combining strong technology, regulatory certainty and operational simplicity. You stay focused on your customers and product vision, while we handle the infrastructure, scheme obligations and compliance requirements behind the scenes.

Ann Sande-Ketola

Ann Sande-Ketola

Product Area Manager

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See how Crosskey can support your goals – whether you’re modernising, scaling, or launching something new.

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